How local law shapes access
Access to our account flow depends on local law in India and on the rules that apply in your location, so the legal position is always the first check. We do not treat this page as a promise to offer every feature everywhere. Instead, we explain
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the terms that affect how your account is opened, how data is used, when extra checks may be needed, and how records are handled. If a payment name such as UPI, Paytm, PhonePe or Google Pay appears in your wallet, that only means the method may
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be available for supported accounts in permitted regions. It does not replace the legal checks that may apply before you use the account or move funds. A method is available only where local law permits, and the final access decision always sits with the rule set
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that applies to you.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.